Normal SIP vs Buy on Dip SIP: Which Strategy Gives Better Returns in Mutual Funds & ETFs?

Normal SIP vs Buy on Dip SIP: Which Strategy Gives Better Returns in Mutual Funds & ETFs?

Normal SIP vs Buy on Dip SIP: Which Strategy Gives Better Returns in Mutual Funds & ETFs?

Do you do SIP in the stock market? If you do SIP, then you will hear it very carefully, the money that is going to increase while doing your SIP and if you were doing SIP for the last 10 years, how much money would have increased? I have all this data today. See here I have done myself.

Here we are going to show you the data from 2015 to 2025 that if you were doing sip in the last 10 years. Every month you see that if you were investing one lakh rupees on the first date of the month, then how much money would have been made and.

You will be surprised to know that this money can be made a little more and in the last 10 years too, it would be more. If you follow what you follow in the strategy, then I am speaking drop trades like my strategy. This is my strategy.

And here this normal SIP is one, your normal SIP that you are doing, which you were still listening and one has become our modified SIP So what we did in the modified SIP? Money started less in starting, but then how much I am going to show you everything, then see here.

This is a simple SIP strategy where we go on the first date of the month and invest ₹ 1,00,000. Right now I am only speaking the data of Nifty in Nifty and the SIP that they do in Nifty because so far I have explained you ETF IT FESIP, then it is not SIP in Mutual Fund

And those who are our strategy are also in the ED AF. So right now you are going to meet Better Result from mutual funds. But you get to learn a lot, what you can not even know, then see what we did here. We have invested in a ₹ 1,00,000 every month Sip for 10 years.

How much we put the total amount here, see 1,00,00,026 Lyx 12345 Ok five zero ₹ 1,26,00,000, you have invested Totley OK, after that you have ATf’s Units Agai 1981006 04 You have units of Nifty 20 units.

So you will see this unit here, so many units are coming to you. The number of times you are investing and after that the portfolio that has been valued, it has been put 1,00,00,026 Lyx in 10 years and 2,00,00,00,074 Lyx has reached your portfolio size.

Your unnecessary PN L is. If you have not yet reels, it would have been going on. ₹ 1,48,00,000 means you would have a profit of ₹ 1,48,00,000. So if you see the return wise, your portfolio would have been 117%.

And if you talk about CAG R Returns, then it is only 7.7 point percent. Meaning 7.7 These people who make videos on the Internet talk about 12% 15% that the Nifty is giving 15% returns, the Nifty is giving 12% returns and 7%.

In this 10 years, I show you 7% return in fact that it is not that there has been some magic in my strategy. My strategy has 9.81%. Now you will say C Hatch U Return 9.81? So these 1215s who speak are they lying? No no, they are not lying. You have to understand that there are two ways of differences, what are the differences, let me show.

You go to Google, first you write CAG R Versus XIR To CAG R means compounded enhanual growth returns that we calculate. What is this compound annual growth rate coming on lump even investment?

This is coming from you, if you put 1,00,00,000 at a time on the lump even investment, what will you see? My kagar belongs to the butt, if you are investing money every month, then you calculate the Extested Internal Rate of Return which we call XI RR.

Now I show you how that calculations are. So you go to Google, write Simply, the X I RR Calculator Open whatever calculator in front of you and what will you have to do after that? You have to put first. When did the dates start, when did we finish, then our data is from 2015.

From a date and we are talking about a date we took data up to 2025. Now how much money were we spending year or the monthly? Now we were applying Ma in ₹ 1,00,000, we put 1,00,000. So, where has our final portfolio value reached? 2,00,00,074 Lyx?

So in this, your rate of return that you want to withdraw is X IR calculated instead of CGR and it is coming 16% means Nifty has given you X IR returns according to 16%. Your portfolio size is grown up accordingly. Butt butt.

If you see it similarily here, I am showing you one thing which is a little different my strategy, we are not putting ₹ 1,00,000 at a time. Now we see 19,000, sometimes putting 4000 and we will see what we are investing carefully. Here the date is different. Meaning now the month is the same. One in first.

Which was your first month, one, three on the sixth date on the 130th on the 130th.